Finance calculators (20)

Interest, loans, mortgages, savings, returns, taxes, discounts and business margins.

Markdown version: /finance.md · JSON: /api/v1/calculators?category=finance

• Compound Interest Calculator — Computes the future balance of a principal earning compound interest at a chosen compounding frequency, optionally with a fixed deposit at the end of every month, and splits the result into contributions and interest. (md · api)
• Simple Interest Calculator — Computes interest that accrues only on the original principal (no compounding) over a term in years, and the resulting total amount. (md · api)
• Loan Payment Calculator — Computes the level monthly payment of a fully amortizing fixed-rate loan from principal, annual rate and term, plus the total paid and total interest over the life of the loan. (md · api)
• Mortgage Payment Calculator — Computes the monthly principal-and-interest payment of a fixed-rate mortgage from home price, down payment, rate and term, then adds property tax, home insurance and HOA dues to give the full monthly housing payment and lifetime interest. (md · api)
• APY Calculator — Converts a nominal annual rate (APR) into the effective annual yield (APY) for a given compounding frequency, and reports the periodic rate and the one-year growth of 1,000. (md · api)
• Savings Goal Calculator — Solves for the fixed end-of-month deposit required to grow current savings to a goal amount within a given number of years at a monthly-compounded annual rate. (md · api)
• Future Value Calculator — Computes the future value of a present lump sum and, optionally, of a level payment made every compounding period (ordinary annuity or annuity due) at a constant rate. (md · api)
• Present Value Calculator — Discounts a single future amount back to today's value at a constant annual rate and compounding frequency, and reports the discount factor and the amount of discount. (md · api)
• ROI Calculator — Computes the net gain and percentage return on investment from the amount invested and its final value, and the annualized (compound) return when the holding period in years is given. (md · api)
• CAGR Calculator — Computes the compound annual growth rate that turns a beginning value into an ending value over a number of years, together with the total return and growth multiple. (md · api)
• Inflation Calculator — Projects how an amount's cost rises and its purchasing power falls over a number of years at a constant annual inflation rate, using compound growth of the price level. (md · api)
• Tip Calculator — Computes the tip from a bill amount and tip percentage, the total including tip, and the per-person share when the bill is split evenly. (md · api)
• Discount Calculator — Computes the final price and amount saved after a percentage discount, an optional second discount applied to the reduced price, and optional sales tax on the result. (md · api)
• Sales Tax Calculator — Adds sales tax at a given rate to a pre-tax price, or works backwards from a tax-inclusive total to the pre-tax price and the tax paid. (md · api)
• VAT Calculator — Adds VAT at a given rate to a net price, or removes it from a gross (VAT-inclusive) price, returning net, VAT and gross amounts. (md · api)
• Margin and Markup Calculator — Computes profit, gross margin percentage and markup percentage from a unit cost and a selling price, or derives the selling price from cost plus a target margin or markup. (md · api)
• Break-Even Calculator — Computes the contribution margin per unit and the number of units and revenue required for total revenue to equal total costs (or to reach a target profit). (md · api)
• Rule of 72 Calculator — Estimates the doubling time of an amount growing at a fixed annual rate with the Rule of 72, and compares it with the exact result ln 2 / ln(1 + r) for annual compounding and ln 2 / r for continuous compounding. (md · api)
• Debt Payoff Calculator — Computes how many months a fixed monthly payment takes to clear a balance charged a given APR with monthly compounding, plus the total interest paid and the size of the final payment. (md · api)
• Salary Converter — Converts a pay amount quoted per hour, day, week, two weeks, month or year into all the other periods, using the hours per week, days per week and paid weeks per year you specify. (md · api)