{"success":true,"version":"v1","request":{"tool":"get_calculator_schema","calculator_id":"stripe-fee"},"result":{"entity_type":"calculator","id":"stripe-fee","calculator_id":"stripe-fee","canonical_url":"https://tttkmbb.com/business/stripe-fee","name":"Stripe Fee Calculator","title":"Stripe Fee Calculator – 2.9 % + 30¢ Card Processing Fee, Net Payout and Amount to Charge","category":"business","category_name":"Business & Marketing","tool_name":"calculate_stripe_fee","featured_mcp_tool":false,"description":"Computes the Stripe processing fee and net payout for a US card payment using Stripe's published standard pricing (as of 2026-09: 2.9 % + $0.30 per successful domestic card charge, +1.5 % international cards, +1 % currency conversion, +0.5 % manually entered cards), or the gross amount to charge to net a target.","use_when":"You charge customers through Stripe and need the fee on a payment, the payout after fees, or the price to charge so that you receive a specific amount.","do_not_use_when":"Your account has custom or interchange-plus pricing or is outside the US (enter your rates with rate_percent and fixed_fee), or the payment goes through PayPal (paypal-fee).","inputs":[{"name":"amount","label":"Amount","type":"number","unit":"USD","required":true,"max":1000000000,"exclusive_min":0,"description":"Gross charge amount (or, with solve_for = amount_to_charge, the net amount you want to receive).","example":100},{"name":"card_origin","label":"Card origin","type":"enum","required":false,"default":"domestic","values":[{"value":"domestic","label":"US card (2.9 % + $0.30)","aliases":["us","local"]},{"value":"international","label":"International card (+1.5 %)","aliases":["intl","foreign"]}],"description":"Where the card was issued.","example":"domestic"},{"name":"currency_conversion","label":"Currency conversion","type":"boolean","required":false,"default":false,"description":"Charge is in a currency different from your payout currency: adds 1 %.","example":false},{"name":"manually_entered","label":"Manually entered card","type":"boolean","required":false,"default":false,"description":"Card details keyed in (Dashboard / virtual terminal): adds 0.5 %.","example":false},{"name":"rate_percent","label":"Rate override","type":"number","unit":"%","required":false,"min":0,"max":50,"description":"Optional base percentage to use instead of 2.9 (surcharges are still added).","example":2.9},{"name":"fixed_fee","label":"Fixed fee override","type":"number","unit":"USD","required":false,"min":0,"max":100,"description":"Optional fixed fee per charge to use instead of $0.30.","example":0.3},{"name":"solve_for","label":"Solve for","type":"enum","required":false,"default":"fee_on_amount","values":[{"value":"fee_on_amount","label":"Fee on the amount charged (amount = gross sale)","aliases":["fee","net"]},{"value":"amount_to_charge","label":"Amount to charge so that you net the amount (amount = target net)","aliases":["gross","charge"]}],"description":"fee_on_amount treats amount as the gross charge and returns the fee and net; amount_to_charge treats amount as the net you want to receive and returns the gross price to charge.","example":"fee_on_amount"}],"outputs":[{"name":"rate_percent_applied","label":"Rate applied","type":"number","unit":"%","decimals":2,"description":"Percentage fee rate used (preset plus surcharges, or the override)."},{"name":"fixed_fee_applied","label":"Fixed fee applied","type":"number","decimals":2,"description":"Fixed fee per transaction used."},{"name":"gross_amount","label":"Gross amount charged","type":"number","decimals":2,"description":"Amount the buyer pays."},{"name":"fee","label":"Total fee","type":"number","decimals":2,"description":"gross_amount × rate + fixed fee."},{"name":"net_amount","label":"Net received","type":"number","decimals":2,"description":"gross_amount − fee."},{"name":"effective_fee_percent","label":"Effective fee","type":"number","unit":"%","decimals":2,"description":"fee / gross_amount × 100 (the fixed fee makes small sales relatively more expensive)."}],"input_schema":{"type":"object","properties":{"amount":{"description":"Gross charge amount (or, with solve_for = amount_to_charge, the net amount you want to receive). Unit: USD.","type":"number","maximum":1000000000,"exclusiveMinimum":0,"examples":[100],"x-unit":"USD"},"card_origin":{"description":"Where the card was issued.","type":"string","enum":["domestic","international"],"default":"domestic","examples":["domestic"]},"currency_conversion":{"description":"Charge is in a currency different from your payout currency: adds 1 %.","type":"boolean","default":false,"examples":[false]},"manually_entered":{"description":"Card details keyed in (Dashboard / virtual terminal): adds 0.5 %.","type":"boolean","default":false,"examples":[false]},"rate_percent":{"description":"Optional base percentage to use instead of 2.9 (surcharges are still added). Unit: %.","type":"number","minimum":0,"maximum":50,"examples":[2.9],"x-unit":"%"},"fixed_fee":{"description":"Optional fixed fee per charge to use instead of $0.30. Unit: USD.","type":"number","minimum":0,"maximum":100,"examples":[0.3],"x-unit":"USD"},"solve_for":{"description":"fee_on_amount treats amount as the gross charge and returns the fee and net; amount_to_charge treats amount as the net you want to receive and returns the gross price to charge.","type":"string","enum":["fee_on_amount","amount_to_charge"],"default":"fee_on_amount","examples":["fee_on_amount"]}},"additionalProperties":false,"required":["amount"]},"output_schema":{"type":"object","properties":{"rate_percent_applied":{"description":"Percentage fee rate used (preset plus surcharges, or the override). Unit: %.","type":"number","x-unit":"%"},"fixed_fee_applied":{"description":"Fixed fee per transaction used.","type":"number"},"gross_amount":{"description":"Amount the buyer pays.","type":"number"},"fee":{"description":"gross_amount × rate + fixed fee.","type":"number"},"net_amount":{"description":"gross_amount − fee.","type":"number"},"effective_fee_percent":{"description":"fee / gross_amount × 100 (the fixed fee makes small sales relatively more expensive). Unit: %.","type":"number","x-unit":"%"}}},"formula":"rate = 2.9 % + 1.5 % (international) + 1 % (currency conversion) + 0.5 % (manually entered); fee = gross × rate/100 + 0.30; net = gross − fee; gross for a target net = (net + 0.30) / (1 − rate/100)","method":"Stripe's standard US pricing as of 2026-09; ACH, Link, disputes ($15) and Radar/Billing add-ons are not included. Verify current rates on the source page and override when your account differs.","sources":[{"name":"Stripe – Pricing (United States), as of 2026-09","url":"https://stripe.com/pricing","type":"reference","retrieved_at":"2026-09-24"}],"freshness":{"type":"static","max_age_seconds":null,"note":"Deterministic formula with fixed constants; results never go stale. Inputs supplied by the caller determine the output."},"examples":[{"name":"$100 domestic card","inputs":{"amount":100},"expected":{"rate_percent_applied":2.9,"fixed_fee_applied":0.3,"fee":3.2,"net_amount":96.8,"effective_fee_percent":3.2},"url":"https://tttkmbb.com/api/v1/calculate/stripe-fee?amount=100"},{"name":"$1,000 international card with currency conversion","inputs":{"amount":1000,"card_origin":"international","currency_conversion":true},"expected":{"rate_percent_applied":5.4,"fee":54.3,"net_amount":945.7},"url":"https://tttkmbb.com/api/v1/calculate/stripe-fee?amount=1000&card_origin=international&currency_conversion=true"}],"faq":[{"q":"Does the fee apply to refunds?","a":"Stripe returns no fees when a payment is refunded (policy since 2020 in the US), so a refunded sale costs the original fee."},{"q":"Why is the effective rate higher on small payments?","a":"The fixed 30¢ is a larger share of a small charge: on $5 the total fee is 44.5¢ (8.9 %), on $100 it is $3.20 (3.2 %)."}],"tags":["stripe fee calculator","stripe fees","2.9 plus 30 cents","stripe net payout","card processing fee"],"related":[{"calculator_id":"paypal-fee","reason":"Compare with PayPal's rates."},{"calculator_id":"margin-markup","reason":"Fold processing fees into pricing margins."}],"links":{"html":"https://tttkmbb.com/business/stripe-fee","markdown":"https://tttkmbb.com/business/stripe-fee.md","json":"https://tttkmbb.com/business/stripe-fee.json","api":"https://tttkmbb.com/api/v1/calculate/stripe-fee","schema":"https://tttkmbb.com/api/v1/calculators/stripe-fee","openapi":"https://tttkmbb.com/openapi.json","mcp":"https://tttkmbb.com/mcp"},"version":"v1","updated_at":"2026-09-24"},"timestamp":"2026-09-24T01:48:13Z"}